Finding the right assisted living facility for yourself or a loved one can feel overwhelming. Families often struggle with important questions like:

• How do we afford assisted living without running out of money?
• Will Medicaid pay for assisted living in Florida?
• What legal steps should we take to plan ahead?

At Elderly Care Law Firm, we help families navigate these challenges so they can make the best decisions for their loved ones.

What is Assisted Living Planning?

Assisted living planning involves financial and legal strategies to ensure that you or your loved one can afford care without losing all of your assets. Many people are shocked to learn that the average cost of assisted living in Florida is $4,500 per month, and this cost continues to rise each year.

Because Medicare does NOT cover assisted living, families often turn to Medicaid planning and long-term care planning to help cover costs.

How Can Medicaid Help with Assisted Living?

Florida has special Medicaid programs that help pay for assisted living, home care, and nursing home care. However, to qualify, you must meet strict income and asset limits. Many families assume they don’t qualify because they have savings or own a home, but with proper legal planning, you can become eligible while keeping your assets safe.

What Are Some Ways to Afford Assisted Living?

Our firm helps families explore multiple options for paying for assisted living, including:

• Medicaid Waiver Programs that help cover assisted living costs
• Veterans Aid & Attendance Benefits for qualifying veterans and their spouses
• Irrevocable Trusts to protect savings and home equity
• Long-Term Care Insurance planning

How Can an Assisted Living Planning Attorney Help?

Making the right decisions about assisted living and long-term care requires careful legal planning. At Elderly Care Law Firm, we help families:

• Understand Medicaid eligibility and how to apply
• Protect their home, savings, and income
• Find the best financial strategy to afford assisted living
• Avoid costly mistakes that could disqualify them from benefits

If you or a loved one is considering assisted living, don’t wait until it’s too late to plan. Call Elderly Care Law Firm at (305) 836-4697 for a case evaluation today.